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Calendar

The Canadian money calendar.

Every date that matters for your money - contribution deadlines, tax days, benefit payments, and the annual reviews that save Canadians thousands.

Monthly recurring payments

๐Ÿ‘ถ Canada Child Benefit

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Canada Child Benefit

Payment in 3 days

20

Monthly CCB payment for parents. Up to $7,787/child under 6 per year (2024-2025 benefit year, indexed annually each July). Income-tested.

Confirm your direct deposit in CRA My Account.
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Q3 Tax Installment

Deadline in 60 days

September 15

Third quarterly installment for those required to pay.

Pay via CRA My Account.
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Q4 Tax Installment

Deadline in 151 days

December 15

Final quarterly installment for the tax year.

Pay via CRA My Account.
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Year-End Tax Review

Review in 151 days

December 15

Your annual window to optimize: tax-loss harvest, gather medical receipts, donations, and confirm RRSP contribution room.

Block off a Saturday in mid-December for an annual tax optimization review.
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RESP Contribution Deadline

Deadline in 167 days

December 31

Last day to contribute to an RESP and capture this year's CESG (20% grant up to $500 per child).

Contribute $2,500 per child by today to maximize the grant.
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New TFSA Room

Contribution in 168 days

January 1

Your 2026 TFSA contribution room ($7,000 expected) becomes available. Previously withdrawn amounts also come back today.

Check your updated TFSA room in CRA My Account and top up if you have funds available.
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New FHSA Room

Contribution in 168 days

January 1

Another $8,000 of FHSA contribution room opens up, up to your $40,000 lifetime cap.

If you might buy a first home in the next 15 years, contribute as much as you can.
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CPP & OAS Adjustments

Update in 168 days

January 1

CPP and OAS amounts are re-indexed annually for inflation. Your monthly payment may increase slightly.

Check your Service Canada account for your updated CPP/OAS amounts.
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RRSP Contribution Deadline

Deadline in 228 days

March 2

Last day to contribute to your RRSP for the previous tax year (typically March 1-3 - exact date varies by year based on weekends). Contributions made today can be deducted on your upcoming tax return.

Maximize your RRSP contribution if you're in a high tax bracket - the refund pays you back.
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Q1 Tax Installment

Deadline in 241 days

March 15

Required installment payment for self-employed Canadians and those with non-payroll income over $3,000/year.

Pay via CRA My Account or your bank's bill pay.