Terms of Use
Last updated: April 2026.
Not financial advice
MyMoneyMap is an educational tool. Nothing on this website constitutes financial, tax, investment, insurance, or legal advice. All calculators produce estimates, not exact figures. Your situation has nuances that no calculator can capture.
Before making financial decisions, consult a licensed professional:
- Tax: a Chartered Professional Accountant (CPA) or certified tax preparer
- Investments: a Certified Financial Planner (CFP) or licensed portfolio manager
- Insurance: a licensed insurance broker
- Legal: a licensed lawyer in your province
- Mortgage: a licensed mortgage broker or your lender
Data accuracy
We source numbers from official Canadian government publications (CRA, Service Canada, OSFI, CMHC, CDIC, CREA, provincial finance ministries) and verified public data. We verify on a schedule — see our About page for the full data freshness report.
However, we make no warranty that all information is accurate, complete, or current at the time you read it. Tax brackets, benefit amounts, interest rates, and product features change. Always verify critical numbers at the source.
Product mentions
When we mention specific financial products or institutions, we do so for educational illustration only — never as an endorsement or recommendation. We always name the category first and list multiple examples.
MyMoneyMap does not receive commissions, referral fees, affiliate payments, or any compensation from any financial institution, product, or service mentioned on this site. We are fully independent.
Your responsibilities
- You are responsible for the accuracy of the information you enter into our tools
- You are responsible for keeping your encrypted backup passwords safe — we cannot recover them
- You are responsible for verifying any calculations before acting on them
- You understand that clearing your browser data or clicking "Wipe everything" permanently deletes your profile with no recovery
- You agree not to use this site for professional financial advisory services
Limitation of liability
MyMoneyMap is provided "as is" without warranties of any kind, express or implied. We are not liable for any losses, damages, or costs arising from your use of this site or reliance on its content. This includes, without limitation:
- Errors or inaccuracies in calculator outputs
- Stale or outdated data that has not yet been refreshed
- Loss of locally-stored data due to browser issues
- Decisions made based on educational content provided here
Governing law
These terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein. Any disputes will be resolved in the courts of Ontario.
By using MyMoneyMap, you agree to these terms. If you disagree, please do not use the site. See also our Privacy Policy and About Us.