Editorial Policy
MyMoneyMap is read by Canadians making real money decisions, so we hold ourselves to the standards Google’s September 2025 Quality Rater Guidelines define for YMYL (Your Money or Your Life) content. Here is exactly how content gets made, reviewed, and corrected.
Independence
MyMoneyMap takes zero affiliate commissions, zero advertising revenue, and zero sponsorship money. We are not a CIRO-registered firm and do not provide individualised financial advice. Every tool, comparison, and recommendation reflects our honest read of public data - never a kickback structure.
See How I Make Money for the full funding disclosure.
Sources we use
Every quantitative claim ties back to a primary Canadian source. In rough order of citation frequency across the site:
- Canada Revenue Agency - tax brackets, contribution limits, GST/HST credit, CPP/EI rates
- Bank of Canada - policy interest rate, prime, CPI, GIC and bond yields (Valet API)
- OSFI (Office of the Superintendent of Financial Institutions) - mortgage stress test, federal bank capital rules, B-20 guidance
- FCAC (Financial Consumer Agency of Canada) - consumer protection, complaint procedures, rate-disclosure rules
- Statistics Canada - household income, savings rate, regional cost-of-living data
- CDIC - deposit insurance coverage limits and member-institution lookup
- CIRO - investment-dealer regulation and dispute resolution
- CMHC - mortgage default insurance and housing market data
How content is researched and reviewed
- Primary-source first. Quantitative claims (rates, limits, brackets) come from the official source, not from aggregator sites.
- Dated and versioned. Every page that depends on a current rate or limit shows a visible “Updated” date and re-verifies on the relevant Bank of Canada announcement, CRA limit-change, or OSFI rule update.
- One-link verification. We try to make every non-trivial claim auditable in a single click - outbound links go to the canonical source, not a recap.
- Plain English. Acronyms (TFSA, RRSP, FHSA, RRIF, LIRA, RRQ, CPP, OAS) are defined on first use on every page.
- Canadian English and Canadian dollars. Spelling follows Canadian Press style; currency is shown as
C$orCADwhen ambiguity is possible.
AI-assistance disclosure
We use AI tools (large language models) for drafting, copy editing, and code review - but never as the source of factual claims. Every number on this site has been independently verified against a primary Canadian source. Articles are reviewed by a human editor before publication, and substantive corrections are logged on the Corrections page.
Refresh schedule
- Live numbers (Bank of Canada policy rate, prime, CPI, GIC rates) refresh automatically from the BoC Valet API.
- Annual limits (TFSA, RRSP, FHSA, CPP/EI maximums) are updated within 14 days of CRA / Service Canada publication.
- Tax brackets are updated within 7 days of federal Budget / provincial Budget releases.
- Calculators are revalidated annually plus on any announced rule change.
Corrections
If you spot an error, please use the in-site Beaver Buddy bug report (bottom-right of every page) or email the address listed on the About page. We log every substantive correction on the Corrections page with the date and a short description of what changed and why.
Not financial advice
MyMoneyMap is educational. It is not personalised financial, tax, legal, or insurance advice. For decisions specific to your situation, consult a CFP (FP Canada), CPA (CPA Canada), or licensed advisor. Most calculators on the site let you stress-test a decision before talking to a professional, but they cannot replace one.